jewelry coverage

Is my jewelry covered by my home insurance policy?
1.) What types of claims are covered?
2.) What if I lose a piece of jewelry?
3.) How is my jewelry valued in a claim?

How do I manage cost vs coverage on my insurance plan?
1.) What factors influence the cost of my insurance plan?
2.) Are there any coverages I can go without?
3.) Should I choose higher deductibles or lower deductibles?

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