When people think of homeowners insurance they often think of protecting the structure of their home. Often overlooked is that homeowners (or renters) insurance also helps protect your personal property, like clothes, furniture, electronics, and other household items. But what happens if these items are destroyed in a fire? How

According to businessinsider.com, the average amount spent on an engagement ring in Michigan is $7,028, which is the 19th highest cost across the U.S. Having so much money invested in a single item is often cause for concern. Thankfully, all homeowners insurance policies provide coverage for personal property, like clothes,