Category: Homeowners Insurance

Why Do I Need Insurance If I Don’t Have Claims?

If you’re like most people, you probably don’t get a warm feeling inside when paying your insurance premiums.  It’s common to grumble a little and write the check because you “have to.”  But insurance is a valuable financial tool that is much more than a requirement or obligation.  Insurance allows us to live

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When Is Cheap Insurance Like a Hole in One?

On a September evening in 2015, my wife and I played the back nine at Thousand Oaks Golf Course.  I was having a good round – one stroke over par going into the 15th hole, a 150 yard par three.  I hit a 7 iron off the tee and said to my

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Before Heading to Deer Camp: Three Things to Know

Hunting Liability: The personal liability coverage included on your homeowner’s policy covers you for injury to others and property damage caused while hunting – on public land, on a friend’s property, on your residence premises, or on your vacant land, subject to policy provisions.   So where are you not covered while hunting?  On

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A Furry Liability

Most people are surprised to learn that dog bite accidents account for over 1/3 of all homeowner’s insurance liability claims and are even more surprised that the average claim exceeds $30,000.  Therefore, when bringing your new best friend into your home, like Kristin and I recently have, considering your homeowner’s liability

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