With Black Friday deals and Christmas right around the corner, it’s important to understand how your homeowner’s policy covers two of the most popular gifts for Michiganders – jewelry and firearms.  In general, a standard homeowner’s policy covers these items for fire, explosion, vandalism, theft, and other perils listed in the

This fall many of us will head to our favorite spot in search of the perfect deer or waterfowl hunt.  Some Michiganders are fortunate enough to own land with great hunting, whereas others race for a spot on public land or lease land from a local farmer or other landowner.