Grand Rapids Business InsuranceAs a small business, we have experiential understanding of the importance in having proper commercial insurance. Commercial insurance is a foundation of a company’s stability. Without it, you will not be able to protect yourself from unforeseen events—like fire, theft, natural disasters, property damage, lawsuits, and employee injuries—or losses that are incurred due to these events. In other words, your business could be at risk and, by extension, your personal property and assets.
TYPES OF COMMERCIAL INSURANCE:
General Liability insurance covers third party injuries caused by direct or indirect negligence of the business. General Liability insurance will cover the cost of defending a lawsuit that rises against you, as well as the resulting judgement, and will cover you for common occurrences at a job site or location, which includes injury to a client or customer.
Property insurance covers damage to real property (i.e. buildings) or business personal property from covered perils such as wind, hail, fire, and theft.
Commercial Auto insurance provides coverage for automobiles, trucks, and trailers used in the course of your business. It can provide lawsuit coverage, uninsured and underinsured motorist coverage, physical damage coverage, roadside assistance, and vehicle repair in the event of a covered claim.
Workers Compensation insurance provides coverage for employee injuries that occur in the workplace, as required by Michigan law. Workers Compensation insurance provides coverage for medical expenses, rehabilitation, and lost wages.
Professional Liability insurance provides solutions for industries requiring errors and omissions coverage such as, but not limited to, beauticians, dentists, contractors, auto mechanics, etc. It extends to issues related to not operating and performing up to the professional standards of the industry, resulting in harm to others.
Directors & Officers insurance provides coverage to protect individuals if they are sued as a director or officer of a business or other type of organization, such as a condo or homeowners association.
Cyber insurance provides protection against financial damages associated with electronic threats or breaches to a business’s computer systems and data storage.
Is Boer Insurance Group a good fit as your Grand Rapids business insurance agency? Our clients are:
We understand that insurance is just one piece of the puzzle and we ardently use our 100+ years of experience to ensure the personalized insurance plan we develop for each client fits succinctly into their business’s larger financial plan. While we are able to provide these commercial insurance policies for several types of businesses, a majority of the businesses we insure are contractors, office buildings, auto repair shops, tool and die shops, manufacturers, and habitational risks.
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