Personal Insurance Checkup

Please select the insurance policies applicable to you below (i.e. auto and home, auto and condo, etc.) and then complete the associated questionnaire.  Your responses will be sent directly to us for review so we can determine whether any updates to your insurance plan are advisable.  Thanks for helping us keep your insurance up to date!

If you have a renters policy, please answer the questions below and then click Submit. If you do not have a renters policy, you may skip this section.

“You” = you and your spouse (if applicable)

    A renters policy can generally be endorsed to extend liability coverage to these types of locations to protect you from lawsuits arising out of your ownership or lease of the location.
    If you have an umbrella policy, your umbrella policy’s liability coverage will stack on top of the liability coverage on your renters policy.
    Higher deductibles can reduce your policy’s premium, sometimes significantly.

If you have a condo insurance policy, please answer the questions below and then click Submit. If you do not have a condo insurance policy, you may skip this section. Note that this is for owner-occupied condos. If you own a condo that you do not occupy (e.g. rental property), please speak with your account manager about the policy. Please make note of the definitions below.

“You” = you and your spouse (if applicable)

    A condo insurance policy can generally be endorsed to extend liability coverage to these types of locations to protect you from lawsuits arising out of your ownership or lease of the location.
    If you have an umbrella policy, your umbrella policy’s liability coverage will stack on top of the liability coverage on your condo policy.
    Higher deductibles can reduce your policy’s premium, sometimes significantly.

If you have a home insurance policy, please answer the questions below and then click Submit. If you do not have a home insurance policy, you may skip this section. Note that this is for owner-occupied homes. If you own a home that you do not occupy (e.g. rental property), please speak with your account manager about the policy. Please make note of the definitions below.

“You” = you and your spouse (if applicable)

    Some attorneys will suggest deeding a home to a trust for estate planning purposes. If this is the case for your home, we will need to disclose the legal name of your trust on your home insurance policy.
    A home insurance policy can generally be endorsed to extend liability coverage to these types of locations in order to protect you in a lawsuit arising out of your ownership or lease of the location.
    A home insurance policy can generally be endorsed to extend liability coverage to these types of locations to protect you from lawsuits arising out of your ownership or lease of the location.
    If you have an umbrella policy, your umbrella policy’s liability coverage will stack on top of the liability coverage on your homeowners policy.
    Higher deductibles can reduce your policy’s premium, sometimes significantly.

If you have an auto insurance policy, please answer the questions below and then click Submit. If you do not have an auto insurance policy, you may skip this section. Please make note of the definitions below.

“You” = you and your spouse (if applicable)
“Family member” = anyone in your household (or away at college) that is related to you
“Item” = vehicle, road-legal motorcycle, or trailer

  • Please list all of the people included on the title to any of your items.
    For example, is your name on the title to a child’s vehicle that is insured separately?
    This includes drivers that have their own insurance policy.
    With the exception of a child away at school, someone’s primary residence is generally considered to be where they live the majority of the time, while considering other factors such as the address used on legal documents (driver’s license, tax forms, etc.), property tax records, lease agreements, etc.
    Note that Medicare, Medicaid, and many employer-provided health insurance plans do not provide primary coverage for auto-related injuries. This question should only be answered “Yes” if you’ve confirmed with your health insurance provider that your plan will pay for medical expenses resulting from an auto accident on a primary basis (i.e. before your auto insurance policy must be used).
    If you have an umbrella policy, your umbrella policy’s liability coverage will stack on top of the bodily injury liability coverage on your auto policy.
    Higher deductibles can reduce your policy’s premium, sometimes significantly.