Category: Home Owners

Do you have basic documentation of your personal property?

When people think of homeowners insurance they often think of protecting the structure of their home. Often overlooked is that homeowners (or renters) insurance also helps protect your personal property, like clothes, furniture, electronics, and other household items. But what happens if these items are destroyed in a fire? How

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Does my home insurance cover my engagement ring?

According to businessinsider.com, the average amount spent on an engagement ring in Michigan is $7,028, which is the 19th highest cost across the U.S. Having so much money invested in a single item is often cause for concern. Thankfully, all homeowners insurance policies provide coverage for personal property, like clothes,

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Homeowners Insurance & Your Escrow Account

Are you confused on how changing insurance companies affects your escrow account? We hope this infographic will help clarify the process! Are you confused on how changing insurance companies affects your escrow account? We hope this infographic will help clarify the process!

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Does my home insurance cover ice dams?

With temperatures predicted to be back up to the 40s next week, it will feel like a relief after this week’s persistent snow storms. While the roads will finally be clear of snow and ice, can the same be said about your house? If an ice dam has formed along

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Before You Head to the Blind

Keep these things in mind this hunting season: 1. Extend your liability coverage. In general, the personal liability coverage on your home insurance policy will follow you away from your home, including while you are hunting. However, if you own or lease the property you are hunting on and don’t

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